Today’s story shares a way for you to keep your energy in the “energy of rich” even when you can’t yet afford all the things you want…

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Oh I love this question about money that “pocketfullofgold” posted to my Discussion Board this morning:

Hi Summer, I can always generate feelings of wealth while at home doing chores like folding laundry or vacuuming. But when I am out shopping for my family my thoughts always boomerang between I don’t have money for what I really want to buy and I am a wealthy person. How do you personally keep a budget and still feel like a wealthy person?

She’s asked something that I hear over and over: How do you feel rich when you clearly aren’t, and when you keep encountering situations that remind you that you’re not (like holiday shopping)?

There is a beautiful, simple answer in the Land of Flow. It’s this:

Rich people are responsible with and respectful of their money (if they want to stay rich!). They treat it well, watch over it, and make sure their wealth is always growing. When they go to the store, they buy what makes them feel good and gives them pleasure.

They can afford to buy more expensive things because they have the income to support the purchase. If they didn’t have the money to cover it, they wouldn’t make the purchase, because it wouldn’t make them feel rich–it’d make them feel poor. They only buy what’s within their comfort zone of responsibility and respect for their finances.

Every time you make a purchase, you’re affirming that you have money to spend. The “how much” is totally relative. A “rich” person could spend $100 on a sweater and feel good. But they might not spend $200 on it since that would make them feel that they “don’t have enough” (are too poor) to cover it.

So the question really becomes, what is your “rich” level? Maybe you can afford a $20 sweater, and you feel great about buying it! But not a $100 sweater. The key is to spend money wisely that you do have. Just like a rich person does. (By the way, a truly “rich” person isn’t living on credit, or teetering on the edge of financial collapse to support a habit of overspending. That person is actually a “poor” person with bad monetary habits of overspending their resources.)

The second part to the answer is this: Rich people are responsible with their money. So even when you look at something and say to yourself, “I really can’t afford that right now,” you can instead rephrase it like a rich person would and say, “I’m really good with my money, and so I’m choosing not to buy that at this time.” This doesn’t close the door to buying it later, rather, it acknowledges how responsible and wise with money you are, and right now you wouldn’t spend money you don’t presently have.

Now the question, finally, becomes: “Well then how do I just get more money, so I have more to spend!?” And that is a good subject for a whole other article…look for it from me, soon!

Now something to think about:

When I buy something, are the thoughts that spring up first ones that make me feel guilty and poor, or rich and responsible?

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