Terms and Conditions

Please read these Terms and Conditions carefully before using Our Services. By accessing Our Services, You are indicating Your acknowledgment and acceptance of these Terms and Conditions. These Terms and Conditions are subject to change by Us at any time at Our sole discretion. Your use of these Services constitutes Your acknowledgment and acceptance of these Terms and Conditions and any and all amendments thereof.

1. Interpretation and Definitions

1.1 Interpretation

The following definitions shall apply to these Terms of Use. Where the context so requires, words importing the singular shall include the plural and vice versa. References to "Sections" are to sections of these Terms unless otherwise stated.

1.2 Definitions

As used in these Terms of Use:

2. Acknowledgement

By accessing or using the Platform, you confirm that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, and any Community Guidelines applicable to your Community. If you do not agree to these Terms, you must not access or use the Platform.

These Terms constitute a legally binding agreement between you and the Company. If you are accessing the Platform through a partner organisation, your access is also subject to any additional terms that the partner organisation may communicate to you. In the event of a conflict between those terms and these Terms, these Terms shall prevail to the maximum extent permitted by applicable law.

We may update these Terms from time to time. Continued use of the Platform after any changes take effect constitutes your acceptance of the revised Terms. Material changes will be communicated to you via the email address associated with your account or through a notice on the Platform.

3. Access to the Platform

3.1 How Access is Granted

Access to Finerminds is provided either directly by the Company or through a partner organisation that has incorporated the Platform into its own offering. If you have been invited or enrolled by a partner organisation, your access is granted as part of that organisation's programme and is subject to the continuation of its relationship with the Company.

The Company does not charge you directly for access. Any fees or subscription arrangements are governed by the agreement between you and the partner organisation that granted your access, not by these Terms.

3.2 Availability

We aim to make the Platform available at all times, but we do not guarantee uninterrupted, error-free access. We may suspend or restrict access for maintenance, security, or operational reasons at any time. Where reasonably practicable, we will provide advance notice of planned downtime.

Your access to specific Communities, Networks, or Groups may be limited or revoked by a partner organisation administrator or by the Company at any time, for example if your membership of the relevant programme ends.

3.3 Account Registration

To use the Platform you must create an account or be enrolled by a partner organisation. You agree to provide accurate, current, and complete information and to keep your account details up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately at legal@envisioning.group if you suspect any unauthorised access to your account. Certain account management features, including account registration, may only be available through specific versions of the Platform, such as the web application.

4. Age Requirements

The Platform is intended for individuals who are 18 years of age or older. By accessing or using the Platform, you represent and warrant that you are at least 18 years old. If you are under 18, you are not permitted to use the Platform.

If we become aware that a person under 18 has created an account, we will take steps to remove that account and any associated content. If you believe a minor has accessed the Platform, please contact us at legal@envisioning.group.

5. Acceptable Use

5.1 Permitted Use

You may use the Platform solely for lawful purposes and in accordance with these Terms. The Platform is a professional community and personal growth environment. You agree to use it in a manner that is respectful of other Members and consistent with the spirit of community and collaboration.

5.2 Prohibited Conduct

You must not use the Platform to:

• post, transmit, or share Content that is unlawful, defamatory, obscene, hateful, discriminatory, or that harasses, intimidates, or threatens any person;
• impersonate any person or entity, or misrepresent your affiliation with any person or entity;
• upload or distribute viruses, malware, or any other harmful code;
• engage in unsolicited commercial messaging (spam) or multi-level marketing schemes;
• scrape, crawl, or systematically extract data from the Platform without our prior written consent;
• circumvent any access controls, security features, or technical measures we have implemented;
• use AI tools, bots, or automated scripts to interact with the Platform without our written authorisation;
• collect or harvest personal information about other Members without their consent;
• share, publish, or disclose content that infringes the intellectual property rights of any third party;
• post content that depicts, promotes, or glorifies self-harm, violence, or illegal activities;
• engage in any conduct that disrupts or interferes with the Platform or other Members’ use of it;
• share, disclose, or otherwise distribute content from private or closed Groups to persons who are not members of those Groups.

5.3 Community Standards

All Members are expected to engage in a manner that fosters a positive, inclusive, and constructive environment. This includes:

• treating other Members with respect, dignity, and courtesy;
• refraining from personal attacks, insults, or disparaging comments about others;
• respecting the privacy settings and visibility rules of the Community, Groups, and Subgroups you participate in;
• refraining from sharing confidential information about the Community or its Members outside the Platform.

Supplemental Community Guidelines may be published within specific Communities or Groups. By participating in those spaces, you agree to comply with those additional guidelines.

6. User Accounts

You are solely responsible for all activity that occurs under your account, whether or not you authorise it. You must not share your login credentials with any other person. You are responsible for ensuring that your account information remains accurate and up to date.

If you become aware of any breach of security or unauthorised use of your account, you must notify us immediately at legal@envisioning.group. We will not be liable for any loss or damage arising from unauthorised access to your account that results from your failure to keep your credentials secure.

We reserve the right to suspend or terminate your account at any time, with or without notice, if we believe you have violated these Terms, engaged in prohibited conduct, or if required to do so by law or at the request of a partner organisation.

7. User-Generated Content

7.1 Your Content, Your Responsibility

You are solely responsible for the Content you submit to the Platform. By posting Content, you represent and warrant that: (a) you own all rights to the Content or have obtained all necessary permissions and licences; (b) the Content does not infringe any third-party intellectual property, privacy, or other rights; and (c) the Content complies with these Terms and all applicable laws.

7.2 Licence to the Company

By submitting Content to the Platform, you grant the Company a non-exclusive, royalty-free, worldwide licence to host, store, transmit, display, and distribute your Content solely for the purpose of operating and improving the Platform and providing the Services to you and other Members. This licence does not grant us the right to use your Content for advertising purposes without your separate consent.

You retain all ownership rights in your Content. You may delete your Content at any time through the Platform's interface, subject to applicable data retention obligations and any copies that may have been cached or shared by other Members prior to deletion.

7.3 Content Visibility and Privacy

Content you share on the Platform may be visible to different audiences depending on the privacy settings of the Network, Group, or Subgroup in which it is posted. Public spaces may be visible to all Members of the Community or, in some cases, to the public. Private or closed Groups restrict visibility to approved members of that Group. Please review the visibility settings before sharing any Content.

You acknowledge that once Content has been viewed or shared by others, we cannot guarantee its complete removal from all parties' access, even if you delete it from the Platform.

7.4 Moderation

We and partner organisation administrators reserve the right to review, moderate, remove, or restrict access to any Content that we determine, in our sole discretion, violates these Terms, Community Guidelines, or applicable law. We may do so without prior notice.

Where practicable, we will inform you if your Content has been removed and the reason for that removal. You may contact us at legal@envisioning.group to discuss a moderation decision. We do not guarantee reinstatement of removed Content.

8. The Platform and Services

8.1 Platform Features

Finerminds is a community networking platform offering, among other things: personalised member profiles; Networks, Groups, and Subgroups for community organisation and discussion; community and direct messaging; event creation and management; resource sharing; a people directory for discovery and connection; administrative tools for community managers; and internationalisation features supporting multiple languages.

Features are subject to change. We may add, modify, suspend, or discontinue any feature at any time. We will endeavour to give advance notice where a change materially affects your use of the Platform.

8.2 Community Structure

The Platform supports multiple distinct Community instances (for example, Academy, University, Membership, or standalone communities), each with its own Networks, Groups, and Subgroups. Access to each Community is determined by your membership arrangement. Being a member of one Community does not automatically grant you access to another.

8.3 Events

Members and administrators may create and host events through the Platform. The Company is not responsible for the organisation, delivery, safety, or legality of any event hosted by a third party through the Platform. Event organisers are solely responsible for complying with all applicable laws and health and safety requirements.

8.4 Messaging

The Platform provides direct messaging between Members and community chat features powered by third-party infrastructure. You must not use messaging features to harass, spam, or otherwise contact Members in an unwanted or abusive manner. We may access message content where necessary to investigate reported violations of these Terms or to comply with legal obligations.

8.5 Mobile Application

The Finerminds Platform is available as a mobile application downloadable from the Apple App Store and Google Play Store (each a “Third-Party App Store”). By downloading, installing, or using the mobile application, you agree to comply with the applicable terms and conditions of the relevant Third-Party App Store, in addition to these Terms.

9. AI Features

9.1 Overview

Finerminds includes AI-powered tools designed to enhance your experience on the Platform. Current AI Features include: suggested profile bio text based on the information you provide; interest tag recommendations; content analysis for shared URLs; and a personalised content feed. We may introduce additional AI Features over time.

9.2 AI Content Is Not Professional Advice

AI-generated content is provided for informational and convenience purposes only. It does not constitute professional, legal, medical, financial, or any other form of regulated advice. AI systems can make errors or produce inaccurate or incomplete outputs. You should independently verify any AI-generated content before relying on it and are solely responsible for decisions you make based on such content.

9.3 Personalisation Toggle

Where AI personalisation features are enabled, we use data about your activity on the Platform to curate and personalise your content experience. You may adjust your AI personalisation preferences at any time through your account settings. Disabling personalisation will limit certain AI-driven features but will not affect your ability to use the Platform generally.

9.4 Your Inputs

When you use AI Features, any information you input is processed in accordance with our Privacy Policy. We do not use your personal inputs to train AI models without your explicit consent, except to the extent necessary for quality assurance and safety monitoring as described in our Privacy Policy.

9.5 Limitations and Evolving Technology

AI technology is evolving rapidly and our AI Features may change significantly over time. We make no representations or warranties regarding the accuracy, reliability, completeness, or suitability of any AI-generated output. You acknowledge and accept the inherent limitations and unpredictability of AI systems.

10. Intellectual Property

10.1 Company Intellectual Property

All intellectual property rights in the Platform, including its design, software, architecture, features, trademarks, logos, and all content created by the Company, are owned by or licensed to the Company. Nothing in these Terms grants you any right, title, or interest in the Company's intellectual property other than the limited licence to use the Platform in accordance with these Terms.

10.2 Restrictions

You must not copy, modify, adapt, translate, create derivative works from, distribute, sell, sublicense, reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of any part of the Platform. You must not remove, alter, or obscure any proprietary notices or labels on the Platform.

10.3 Feedback and Submissions

If you provide us with feedback, suggestions, or ideas relating to the Platform or Services ("Feedback"), you grant us a perpetual, irrevocable, royalty-free, worldwide licence to use, implement, and incorporate that Feedback without restriction or compensation to you. You represent that your Feedback is not subject to any third-party rights that would prevent us from using it in this manner.

11. Copyright and DMCA Takedown Notices

We respect the intellectual property rights of others and expect our Members to do the same. If you believe that your copyright-protected work has been reproduced on the Platform in a manner that constitutes infringement, you may submit a takedown notice to our designated contact below. Your notice must include: (a) a description of the copyrighted work you believe has been infringed; (b) a description of the allegedly infringing material and its location on the Platform; (c) your contact information; (d) a statement that you have a good-faith belief that use of the material is not authorised by the copyright owner; (e) a statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorised to act on the copyright owner's behalf; and (f) your electronic or physical signature.

Counter-notices: If you believe your Content was removed due to a mistaken or erroneous takedown, you may submit a counter-notice. Please note that filing a counter-notice may result in legal proceedings.

Please send all copyright-related notices to: legal@envisioning.group.

12. Data and Privacy

Our collection, use, and sharing of personal data is governed by our Privacy Policy, which forms part of these Terms. By using the Platform, you acknowledge that you have read and understood our Privacy Policy.

You acknowledge that data generated through your use of the Platform, including your Content, profile information, activity data, and communications, is stored on servers operated by us and our third-party service providers. We implement appropriate technical and organisational measures to protect your data, as described in our Privacy Policy.

Where you access the Platform through a partner organisation, certain information about your participation (such as enrolment status and completion data) may be shared with that partner organisation in accordance with our Privacy Policy and any data processing agreement in place between the Company and the partner organisation.

13. Your Privacy Rights

You have rights over your personal data as described in our Privacy Policy. These rights may include the right to access, correct, delete, or port your data, and to object to or restrict certain processing, depending on your jurisdiction. Please refer to our Privacy Policy for full details and instructions on how to exercise your rights.

To make a data request or enquiry regarding your personal data, please contact us at privacy@envisioning.group.

14. Third-Party Services and Sub-Processors

The Platform integrates with third-party service providers to deliver certain features. For example, community chat functionality is powered by third-party real-time messaging infrastructure. These providers process personal data as sub-processors on our behalf, subject to appropriate data protection agreements.

We do not control third-party services and are not responsible for their content, privacy practices, or reliability. Where the Platform contains links to third-party websites or resources, those links are provided for convenience only and do not constitute an endorsement by us. Your use of any third-party service is at your own risk and subject to that third party's own terms and privacy policy.

15. Disclaimers

16. Limitation of Liability

17. Indemnity

You agree to defend, indemnify, and hold harmless the Company, its affiliates, directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or relating to: (a) your access to or use of the Platform; (b) your Content; (c) your violation of these Terms; (d) your violation of any applicable law or the rights of any third party; or (e) your negligence or wilful misconduct.

18. Termination

18.1 Termination by You

You may terminate your account at any time by contacting us at privacy@envisioning.group. Upon termination, your right to access the Platform ceases immediately. Please note that uninstalling the Finerminds mobile application from your device does not delete your account or your personal data.

18.2 Termination by the Company

We may suspend or terminate your access to the Platform at any time, with or without cause, and with or without notice, including where: (a) you have violated these Terms; (b) your access has been revoked by a partner organisation; (c) we are required to do so by law; or (d) we decide to discontinue the Platform or any part of it.

18.3 Effect of Termination

Upon termination of your account for any reason: your right to access the Platform immediately ceases; we may, at our discretion, delete your account data in accordance with our data retention policy; provisions of these Terms that by their nature should survive termination will do so, including Sections 7, 10, 15, 16, 17, and 20.

19. Governing Law and Dispute Resolution

19.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the United Arab Emirates and, where applicable, the laws of the Dubai Development Authority Free Zone, without regard to conflict of law principles.

19.2 Informal Resolution

Before initiating any formal dispute resolution process, you agree to first contact us at legal@envisioning.group and attempt to resolve any dispute informally. We will endeavour to respond within 30 days and work with you in good faith to find a resolution.

19.3 Arbitration

If informal resolution fails, any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be finally settled by arbitration in Dubai, UAE, in accordance with the Dubai International Arbitration Centre (DIAC) Rules in force at the time of submission. The arbitration shall be conducted by a single arbitrator, in the English language. The arbitral award shall be final and binding.

20. Class Action Waiver

21. Additional Provisions for European Users

If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, the following additional terms apply:

22. Additional Provisions for United States Users

If you are located in the United States, the following additional terms apply:

23. Mobile Application End-User License Agreement

The following provisions apply when you access or use Finerminds through our mobile application. These Terms, including this Section 23, constitute a custom End User Licence Agreement (“EULA”) for the Finerminds mobile application. Where you access the App on an Apple-branded device, you acknowledge that Apple's standard EULA will not apply.

1. Licence. We grant you a limited, non-exclusive, non-transferable, revocable licence to download and use the Finerminds mobile application (“App”) on a device you own or control, solely for your personal, non-commercial use of the Platform in accordance with these Terms. You may not sublicense, sell, reverse engineer, decompile, jailbreak or otherwise circumvent the security of the App, or use it on a modified operating system in a manner that bypasses intended security measures.
2. Full Terms Apply. All provisions of these Terms — including those governing acceptable use (Section 5), user-generated content (Section 7), platform features (Section 8), AI features (Section 9), intellectual property (Section 10), disclaimers (Section 15), and limitation of liability (Section 16) — apply in full to your use of the App. The features you access through the App are the same Platform features described in these Terms; your rights and obligations are the same whether you use the web or mobile version.
3. User-Generated Content via the App. Content you capture or create using your device's camera, microphone, or photo library remains on your device until you choose to submit it to the Platform. We do not access or collect that content before submission. Once submitted, it is governed by Section 7 of these Terms in the same way as any other content you post. Community moderation rules apply equally to content submitted through the App.
4. Messaging, Community Features, and Events. All messaging, community participation, networking, and event features accessible through the App are subject to the same rules and conduct standards set out in Sections 5 and 8 of these Terms. Push notifications sent by the App relate only to your use of the Platform (community activity, messages, events, and updates). You may disable push notifications at any time through your device settings without losing access to any other part of the Platform.
5. AI Features. The AI-assisted tools described in Section 9 are accessible through the App. AI features operate under the same conditions and disclaimers set out in Section 9. We do not use content you capture through your device camera or microphone as AI training data without your explicit, separate consent.
6. Device Permissions. To enable certain features, the App may request access to your device's camera, microphone, photo library, and notification settings. We only request a permission when you use a feature that requires it, and we do not access any device function beyond the scope of what you have granted. You can grant or revoke permissions at any time through your device settings; revoking a permission disables the relevant feature but does not otherwise affect your access to the Platform.
7. Subscriptions and In-App Purchases. Transactions will be processed through the Apple App Store or Google Play billing system, subject to their respective payment terms. Refund requests for app store purchases must be directed to the relevant app store.
8. Updates. We may issue updates to the App from time to time to add features, fix bugs, or address security vulnerabilities. We recommend keeping the App updated to the latest available version. We reserve the right to discontinue support for older versions of the App at any time.
9. Acknowledgement (Apple). As between Apple and us, we are solely responsible for the App and its content. Apple is not a party to these Terms and has no obligation to provide maintenance, support, or warranty in respect of the App.
10. Warranty (Apple). We are solely responsible for any warranties relating to the App. In the event the App fails to conform to any applicable warranty, you may notify Apple and Apple will refund any purchase price paid. To the maximum extent permitted by law, Apple has no other warranty obligation in respect of the App.
11. Liability (Apple and Google). We, and not Apple or Google, are responsible for addressing any claims relating to the App or your use of it, including: (i) product liability claims; (ii) any claim that the App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.
12. IP Claims. In the event of any third-party claim that the App or your use of it infringes any third party's intellectual property rights, we — and not Apple or Google — are solely responsible for the investigation, defence, settlement, and discharge of that claim.
13. Legal Compliance. You represent and warrant that: (i) you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
14. Contact. Any questions, complaints, or claims relating to the App should be directed to us as set out in Section 27 of these Terms (Contact Us).
15. Third-Party Beneficiaries. Apple Inc. and its subsidiaries are third-party beneficiaries of this Section 23 and will have the right to enforce these Terms against you as third-party beneficiaries. Google LLC and its subsidiaries are similarly third-party beneficiaries of items 11 and 12 of this Section.

24. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable under applicable law, that provision shall be deemed severed from these Terms and the remaining provisions shall continue in full force and effect. Where possible, the invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

25. Miscellaneous

26. Changes to These Terms

We reserve the right, at Our sole discretion, to modify or replace these Terms and Conditions at any time. By continuing to access or use Our Services after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using Our Services.

27. Contact Us

If you have any questions, concerns, or feedback about these Terms of Use, please contact us: